Our Investment Philosophy
Investment Management is one of the most critical pieces to your financial puzzle. We believe thoughtful, well-informed decisions begin with understanding. Unlike advisors who offer quick fixes or one-size-fits-all solutions, we recognize that each client’s financial situation is uniquely complex. That’s why we take the time to get to know you—your goals, your challenges, and your values.
Through meaningful conversations and the right questions, we gather the insight needed to guide every investment decision with intention and in alignment with your best interests. Our philosophy is rooted in diligence, discipline, and a deep commitment to serving you over the long term.
Broad Asset Allocation
Diversification is key to minimizing risk and optimizing performance over time. Our clients benefit from thoughtful asset allocation strategies and purpose-driven recommendations that go beyond what most individual investors can access or implement effectively on their own.
Fee-based Asset Management
Unlike commission-based models, our approach is rooted in a straightforward, fee-based structure as a percentage of assets under management. This means we are never incentivized to recommend products that don’t serve your best interest. You’ll always know exactly what you’re paying, and when—no surprises, no hidden costs. We offer complete transparency on the real cost of investment ownership
Our Investment Dealer
As an independent wealth management firm, we work through Aligned Capital Partners, who serve as our investment dealer. They provide the regulatory and compliance framework that allows me to offer investment solutions to my clients. Wealth in Place Investments is a trade name of Aligned Capital Partners Inc. (ACPI). ACPI is a member of the Canadian Investment Regulatory Organization (CIRO www.ciro.ca) and the Canadian Investor Protector Fund (www.cipf.ca). Clients’ accounts are protected by the Canadian Investor Protection Fund within specified limits. A brochure describing the nature and limits of coverage is available upon request.
More On Aligned Capital Partners Inc.
Aligned Capital Partners Inc. (ACPI), a pioneer in the investment dealer community in Canada, has been providing independent investment advice to retail investors since 1987. In 2012, faced with a challenging environment for small investment dealers, a strategic renewal was undertaken by Christopher J. Enright, Michael Greer, Donald Flack and Carl Fraser. Collectively, they wanted to accelerate change and introduce a more innovative approach to deliver wealth management services to clients. The objective was to diverge from the norm and create a suite of services that focused on the needs and interests of the client, the advisor and the wealth management firm.
What does this mean for advisors and their clients? At ACPI, we believe in the entrepreneurial spirit and independence of an advisor’s practice, coupled with an unconflicted dealer platform with no sales targets, no proprietary products and no commission grid. Our mission is to equip advisors with everything they need to provide customized financial solutions for their clients.
At ACPI, the security of client assets entrusted to our advisors is paramount. Custodial services for all client accounts are provided by the CI Investment Services Inc. (CIIS), a wholly owned subsidiary of CI Financial Corp. With this relationship, clients benefit from multiple parties securing account activity, as well as custodial monitoring of administrative procedures from a financially reputable source. As a CIRO member, we are required to adhere to strict regulations regarding the protection of clientele – a responsibility the firm takes seriously.
William Paul MacMunn is registered to provide securities to clients residing in the province of British Columbia, Alberta and Nova Scotia.
Disclaimer
Wealth in Place Inc. and Wealth In Place Investments of Aligned Capital Partners Inc. (ACPI) are separate legal entities. All non-securities related business conducted by your Advisors as representatives of Wealth In Place Inc. is not in their capacity as agents of ACPI.
Wealth In Place Investments is an investments trade name of Aligned Capital Partners Inc. (ACPI). ACPI is a member of the Canadian Investment Regulatory Organization (CIRO). Investment products are provided through ACPI, and include, but are not limited to, mutual funds, stocks, and bonds. William Paul MacMunn is registered to provide securities to clients residing in the provinces of British Columbia, Alberta, & Nova Scotia.
Non-securities related business includes, without limitation, fee-based financial planning services; estate and tax planning; advising in or selling any type of insurance product; any type of mortgage service. Accordingly, ACPI is not providing and does not supervise any of the above noted activities and you should not rely on ACPI for any review of any non-securities services provided by William Paul MacMunn.
Any advice which may be given in respect of non-securities services is given by your Advisors solely and no such advice is given in their capacity as agents of ACPI and is not protected by the Canadian Investor Protection Fund (CIPF). CIPF Coverage is available to investment dealers that are members of CIRO and does not cover insurance products and segregated products not held by a Member.
This website is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice. Please consult the appropriate professional depending on your particular circumstances. This website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.
The opinions expressed are those of the author and do not necessarily reflect those of ACPI. The information contained has been compiled from sources believed to be reliable, but no representation or warranty, express or implied, is made by Wealth In Place Inc, Wealth In Place Investments of Aligned Capital Partners Inc., its affiliates or any other person as to its accuracy, completeness or correctness. All content is as of the date of this publication and is subject to change without notice.